Digital Mission

Contextual and Value-Centric Insurance

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Usage- and Value-Oriented Offerings Bundled Offerings Through Partnership Ecosystem

Mobility Ecosystems

Current Situation

Millennials have a more pragmatic approach to mobility compared with previous generations. They look for the most efficient hybrid transportation solutions and do not focus solely on personal motor vehicles.

Goals and Objectives

Build or integrate a multimodal personal passenger digital platform and offer seamless insurance coverage for the mobility providers and end users across all transportation modes used on the platform (train, coach, ferries, metro, bus, vehicle sharing, vehicle pooling, vehicle rental, etc.) offering tailor-made insurance coverages per trip. Such ecosystems can also include players that are not involved in transportation but in related services (e.g., hotel chains, tire vendors).

Technology Deployed

IoT
API architecture
Big Data
Mobile technologies
Cloud
Advanced analytics
Cognitive technologies
Next-gen security
Digital platforms

Use Case Summary

Mobility ecosystems potentially lead to complex liability and personal financial, material, or bodily damages case figures that insurers can resolve by automatically integrating the specific risks of all trip segments to offer comprehensive coverages meeting the specific needs of all stakeholders.

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