Financial planning normally comes “bundled” with a more formal relationship with a wealth manager or financial advisor. Bundled services are not suitable for retail investors who prefer to trade and manage portfolios independently.
Goals and Objectives
Technology enables the unbundling and disintermediation of financial planning, enabling investors to create formal financial plans while executing recommended strategies independently.
Account aggregation; Scenario modeling; Cloud-as-a-service delivery model
Use Case Summary
Financial planning as a service helps investors to aggregate multiple accounts to create a complete view of their finances, bringing real value to the investment process.